CONTACT US:

27281 Las Ramblas
Suite 200
Mission Viejo, CA 92691

949-256-5066

While our economy is experiencing hard times, the real estate and mortgage industry has seen the lowest prices and the lowest rates in recent history. We are still funding loans to qualified individuals. We are still enjoying low rates at or below 5% for conforming loan amounts and under 7% for the jumbo category! If you're looking to purchase or refinance your mortgage, now is the time to do it before rates increase which are expected to rise this year as inflation is expected to kick in. We offer the best and innovative programs that suit your needs, such as 5,7,10, 15,20, 30, and 40 year fixed loans. Keep in mind that you only want a short term loan if you plan on selling your home in less than 7 years or if you have mortgage insurance otherwise stick with a 15, 20 or 30 year loan.

We're excited to introduce 2 new loan programs!

HIGHLIGHTS for Second (2nd) Mortgages to 100% LTV:

• Up to 100% Loan to value for VA loans full income documentation.
• 3.5% Down on Purchases and 97.5% Loan to value on Refinances for FHA loans. 5% on Conventional loan. One Loan.
• Loan Modification for loans over 97% loan to value for loans that do not qualify for refinance.
• Hard Money loans up to 65% loan to value on Residential and Commercial properties.
• Loans for Multi-Family, Mixes Use and Commercial Properties-low rates and Highest loan to values.
• We still have EZ doc Loans for both W-2 & Self employed up to 70-80% Loan to value depending on type of property.
• We lend on all types of real estate. SFR, Condo/Townhome, 2-4 unit, Manufactured Home & 2nd Home Owner Occupied, Commercial Properties and Businesses.

We offer many unique loan programs to cater your needs, from $150,000 to $5,000,000, from excellent to bad credit, from full income documentation to No Doc Express, from Single Family Homes, Condos, Mobile Homes to small Commercial. We specialize in Jumbo loans. We have the loan that fits you just right. If we can't get you a loan then no other lender can either, because we care!

Now that you know the different loans that we do click on "loan application" below so that we can get you your approval within 48 hours.

Loan Application

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